February

Thank god January is over with. Illness, hangovers, massive debt and the taxman all contribute towards making it my least favourite month in the year. In future, I am going to consider February as the first month of the year, because it is impossible to make any kind of "fresh start" in January for the above mentioned reasons. So, my new years resolutions, as of this month are :

Only get drunk once a week.
Earn more money.
Spend less money.
Save money for tax bill.
Shave more often.